Housing
Rent as Percentage of Household Income

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Rent as Percentage of Household Income

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What does this measure?

The proportion of household income that goes toward monthly rent, utilities, and fuel, calculated by dividing median rent by median household income for renters.

Why is this important?

This figure indicates how affordable housing is for renters. The federal Housing and Urban Development Department guideline for affordability is that rent should consume no more than 30% of household income.

How is the region performing?

Region-wide, 32% of the median household income went to cover rent in 2017-21, greater than the national figure of 31% and the statewide (excluding NYC) figure of 28%. Most counties in the region had proportions that exceed the federal guideline for affordability, with Greene at 37%, Orange at 35%, and Ulster at 34%. In the region, the percent of household income going to rent was stable from 2012-2016 to 2017-21. Rates also were steady in most of the counties or remained flat during those periods, except in Putnam, Sullivan and Ulster counties, which saw a 5 point decrease from 2012-16 to 2017-21.

Localities with the highest proportion of rent spent on income were the town of Hunter at 97%, and the villages of Walden, Washingtonville, and Bloomingburg (62%, 60% and 54% respectively). The town of Lumberland had the lowest proportion of income that went to rent for Mid-Hudson Valley residents (13%). The populations in most other local areas were too small to yield reliable survey results.

Notes about the data

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Figures used in calculations are in 2015 dollars. Regional rates were calculated by weighting county medians based on share of population. Data for this indicator are expected to be released in the fourth quarter.

Rent as Percentage of Household Income
20002007-112012-162017-21
Region28%31%32%
Columbia County25%29%33%30%
Dutchess County27%34%34%32%
Greene County27%32%41%37%
Orange County27%35%37%35%
Putnam County26%35%34%29%
Sullivan County29%32%33%28%
Ulster County29%35%39%34%
NYS (excluding NYC)24%26%28%
U.S.26%33%32%31%
Columbia Cities
Hudson29%30%35%45%
Columbia Towns
Ancram25%27%34%28%***
Austerlitz21%20%N/A31%
Canaan22%23%29%N/A**
Chatham21%30%*34%17%
Claverack27%27%33%26%*
Clermont25%23%24%31%
Copake26%30%27%17%
Gallatin27%20%37%21%***
Germantown27%32%*32%32%**
Ghent23%40%40%34%
Greenport32%41%*31%33%
Hillsdale24%28%35%*18%*
Kinderhook24%25%32%23%
Livingston21%25%17%*34%*
New Lebanon24%31%35%17%
Stockport25%32%25%*22%
Stuyvesant28%19%*31%29%
Taghkanic31%21%***31%*35%**
Columbia Villages
Chatham24%45%34%27%
Kinderhook27%42%*25%*21%
Philmont28%35%38%26%
Valatie28%33%34%39%*
Dutchess Cities
Beacon28%40%39%31%
Poughkeepsie35%48%46%41%
Dutchess Towns
Amenia26%28%28%23%
Beekman27%28%26%26%
Clinton21%36%31%N/A**
Dover24%23%29%31%
East Fishkill22%25%45%30%
Fishkill25%26%31%30%
Hyde Park26%36%29%36%
La Grange26%37%27%25%*
Milan25%25%36%28%
North East28%26%30%31%
Pawling21%26%23%33%
Pine Plains24%33%41%34%*
Pleasant Valley24%33%33%35%
Poughkeepsie26%36%37%34%
Red Hook29%28%34%29%
Rhinebeck27%34%31%33%
Stanford23%24%***22%32%
Union Vale22%37%23%29%
Wappinger23%29%30%26%
Washington26%30%28%20%
Dutchess Villages
Fishkill33%30%33%28%
Millbrook31%32%29%31%
Millerton28%33%34%20%
Pawling26%30%30%29%
Red Hook26%25%46%32%
Rhinebeck29%30%40%39%
Tivoli31%49%54%*75%*
Wappingers Falls26%31%38%31%
Greene Towns
Ashland23%46%***N/A44%***
Athens25%35%43%*35%
Cairo26%36%48%33%
Catskill30%34%42%40%
Coxsackie24%22%32%32%
Durham27%25%58%31%*
Greenville23%39%*43%N/A*
Halcott34%20%*22%***18%
Hunter32%46%36%**97%
Jewett24%36%N/AN/A*
Lexington31%13%**63%**N/A***
New Baltimore27%18%***25%***N/A*
Prattsville16%21%***N/A26%
Windham25%25%69%***34%***
Greene Villages
Athens26%37%42%39%
Catskill37%33%41%33%
Coxsackie26%24%29%30%*
Hunter29%37%31%***N/A***
Tannersville34%53%*24%*30%*
Orange Cities
Middletown32%37%39%42%
Newburgh31%41%51%40%
Port Jervis31%49%40%47%
Orange Towns
Blooming Grove27%45%26%24%
Chester20%25%39%16%
Cornwall26%30%29%29%
Crawford25%37%*42%23%*
Deerpark28%39%37%29%
Goshen31%30%28%33%
Greenville26%48%*40%**27%*
Hamptonburgh23%85%***N/A**23%
Highlands18%22%22%24%
Minisink22%32%***31%29%
Monroe37%70%53%26%
Montgomery24%28%33%36%
Mount Hope26%34%**34%**19%*
New Windsor23%31%36%29%
Newburgh23%31%28%29%
Tuxedo21%20%46%40%
Wallkill23%29%38%27%
Warwick27%26%30%37%
Wawayanda26%24%**45%57%
Woodbury23%24%18%31%
Orange Villages
Chester21%29%36%N/A
Cornwall-on-Hudson21%27%25%16%
Florida39%30%20%36%
Goshen32%44%38%33%
Greenwood Lake24%33%17%*33%
Harriman23%28%31%34%
Highland Falls26%27%23%28%
Kiryas Joel68%97%61%49%
Maybrook24%34%42%29%
Monroe22%55%31%*26%
Montgomery22%34%39%27%
Otisville25%41%47%**22%*
South Blooming Grove31%*44%22%
Tuxedo Park22%8%22%*22%*
Unionville19%25%***48%**N/A
Walden35%30%26%62%
Warwick39%31%38%48%
Washingtonville27%51%*31%60%
Woodbury36%*18%31%
Putnam Towns
Carmel29%39%41%23%
Kent25%35%29%34%
Patterson27%42%*34%36%
Philipstown20%36%28%31%
Putnam Valley28%25%*33%23%
Southeast27%28%29%32%
Putnam Villages
Brewster27%32%26%44%
Cold Spring23%28%***33%38%
Nelsonville22%22%**27%N/A
Sullivan Towns
Bethel24%29%14%25%*
Callicoon24%26%31%20%
Cochecton25%28%29%23%
Delaware25%18%18%28%*
Fallsburg30%33%35%28%
Forestburgh26%34%29%*N/A***
Fremont28%23%**54%*43%**
Highland20%30%34%34%
Liberty30%41%42%31%
Lumberland28%40%*20%***13%*
Mamakating32%30%28%27%
Neversink30%27%*25%38%*
Rockland31%26%55%*20%***
Thompson32%35%38%36%
Tusten29%20%*22%17%
Sullivan Villages
Bloomingburg25%78%*37%54%
Jeffersonville17%28%29%24%*
Liberty33%41%46%31%
Monticello36%38%48%39%
Woodridge35%39%*39%N/A**
Wurtsboro44%46%35%*29%
Ulster Cities
Kingston30%35%41%34%
Ulster Towns
Denning24%24%18%23%*
Esopus32%29%31%28%
Gardiner27%20%36%25%*
Hardenburgh23%26%***N/A***N/A***
Hurley28%35%*46%50%*
Kingston18%41%35%42%*
Lloyd24%35%36%33%
Marbletown28%25%30%32%***
Marlborough24%35%34%27%
New Paltz38%44%38%52%
Olive22%100%37%35%***
Plattekill28%28%34%20%*
Rochester25%48%31%N/A
Rosendale25%37%40%48%
Saugerties28%35%39%39%
Shandaken33%51%60%*24%*
Shawangunk24%22%51%30%
Ulster29%32%48%34%
Wawarsing37%35%36%*51%
Woodstock31%62%44%41%*
Ulster Villages
Ellenville38%56%38%33%
New Paltz45%45%44%52%
Saugerties31%38%40%37%

Source: U.S. Census Bureau
Notes: Rent considered affordable if less than 30% of income. Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Median Rent
20002007-112012-162017-21
Region$1,217$1,194$1,258
Columbia County$899$964$990$992
Dutchess County$1,150$1,285$1,288$1,314
Greene County$826$922$966$963
Orange County$1,161$1,313$1,306$1,379
Putnam County$1,485$1,527$1,476$1,544
Sullivan County$886$978$973$933
Ulster County$1,018$1,185$1,154$1,175
NYS (excluding NYC)$1,023$1,018$1,071
U.S.$979$1,049$1,071$1,163
Columbia Cities
Hudson$786$905$846$1,070
Columbia Towns
Ancram$1,147$1,261$1,480$1,518***
Austerlitz$1,030$922$972$1,054
Canaan$1,017$934$1,499$1,109**
Chatham$971$954*$1,023$1,183
Claverack$921$1,022$987$816*
Clermont$1,043$1,052$1,089$1,308
Copake$974$1,261$1,198$896
Gallatin$1,139$1,129$1,482$950***
Germantown$844$1,034*$948$592**
Ghent$893$926$1,136$986
Greenport$862$810*$925$1,060
Hillsdale$1,056$1,134$1,088*$1,201*
Kinderhook$940$905$1,075$911
Livingston$958$1,102$1,008*$973*
New Lebanon$991$995$1,023$953
Stockport$901$1,009$1,024*$977
Stuyvesant$1,031$1,181*$1,188$1,123
Taghkanic$1,023$973***$1,008*$1,304**
Columbia Villages
Chatham$834$958$1,036$947
Kinderhook$1,020$1,348*$1,007*$832
Philmont$815$949$831$882
Valatie$869$916$817$845*
Dutchess Cities
Beacon$1,070$1,171$1,252$1,367
Poughkeepsie$989$1,158$1,166$1,176
Dutchess Towns
Amenia$987$1,117$1,138$1,093
Beekman$1,397$1,200$1,369$1,604
Clinton$1,217$1,714$1,301$1,600**
Dover$1,056$999$1,087$953
East Fishkill$1,122$1,229$1,345$1,649
Fishkill$1,322$1,614$1,707$1,488
Hyde Park$1,122$1,246$1,179$1,112
La Grange$1,413$1,168$1,591$1,424*
Milan$1,098$1,276$1,467$1,182
North East$1,101$1,440$1,111$1,150
Pawling$1,160$1,288$1,122$1,191
Pine Plains$1,033$1,307$1,173$1,272*
Pleasant Valley$1,215$1,515$1,443$1,557
Poughkeepsie$1,212$1,330$1,296$1,422
Red Hook$1,012$1,085$1,321$1,280
Rhinebeck$1,161$1,249$1,248$1,430
Stanford$1,124$1,455***$997$1,212
Union Vale$1,384$1,642$1,071$1,373
Wappinger$1,298$1,350$1,469$1,422
Washington$1,142$1,296$1,263$1,162
Dutchess Villages
Fishkill$1,176$1,726$1,683$2,036
Millbrook$1,056$1,255$1,298$1,082
Millerton$1,034$1,311$978$1,085
Pawling$1,038$1,223$943$1,130
Red Hook$960$1,095$1,073$1,134
Rhinebeck$1,160$1,276$1,287$1,413
Tivoli$1,139$1,497$1,517*$1,338*
Wappingers Falls$1,116$1,243$1,462$1,319
Greene Towns
Ashland$895$1,144***$948$967***
Athens$901$949$1,010*$1,013
Cairo$747$882$1,091$1,182
Catskill$831$1,019$933$991
Coxsackie$803$775$831$860
Durham$761$829$839$896*
Greenville$847$1,008*$1,108$808*
Halcott$945$1,338*$671***$831
Hunter$831$855$850**$928
Jewett$947$810$1,016$1,088*
Lexington$826$730**$1,200**N/A***
New Baltimore$1,082$976***$842***$1,219*
Prattsville$623$490***$763$414
Windham$808$988$807***$767***
Greene Villages
Athens$844$950$917$923
Catskill$823$979$819$965
Coxsackie$773$726$806$789*
Hunter$711$720$979***$671***
Tannersville$826$1,006*$995*$1,024*
Orange Cities
Middletown$1,113$1,293$1,243$1,407
Newburgh$999$1,166$1,235$1,188
Port Jervis$1,007$1,091$1,049$1,006
Orange Towns
Blooming Grove$1,197$1,325$1,113$1,429
Chester$1,317$1,460$1,626$1,539
Cornwall$1,173$1,385$1,523$1,577
Crawford$1,135$1,344*$1,016$1,421*
Deerpark$1,106$1,234$1,233$1,156
Goshen$1,389$1,409$1,334$1,367
Greenville$1,329$2,101*$1,138**$1,377*
Hamptonburgh$1,073$2,237***$2,217**$793
Highlands$1,213$1,467$1,651$2,095
Minisink$1,134$1,631***$1,369$1,304
Monroe$1,334$1,424$1,325$1,748
Montgomery$1,189$1,252$1,241$1,356
Mount Hope$1,184$969**$1,375**$867*
New Windsor$1,186$1,336$1,367$1,336
Newburgh$1,366$1,537$1,444$1,691
Tuxedo$1,475$1,377$1,611$1,385
Wallkill$1,208$1,296$1,366$1,483
Warwick$1,208$1,394$1,242$1,227
Wawayanda$1,213$1,061**$1,388$1,756
Woodbury$1,384$1,509$1,732$1,748
Orange Villages
Chester$1,343$1,405$1,511$1,459
Cornwall-on-Hudson$1,161$1,529$1,474$1,277
Florida$1,509$1,427$1,194$2,018
Goshen$1,474$1,408$1,376$1,339
Greenwood Lake$1,091$1,302$1,299*$1,163
Harriman$1,509$1,494$1,549$1,742
Highland Falls$1,135$1,229$1,241$1,459
Kiryas Joel$1,270$1,425$1,215$1,295
Maybrook$1,197$1,172$1,210$1,310
Monroe$1,179$1,409$1,716*$1,670
Montgomery$1,220$1,302$1,264$1,425
Otisville$1,176$925$1,207**$1,188*
South Blooming Grove$1,285*$1,294$1,415
Tuxedo Park$1,517$1,337$1,452*$1,339*
Unionville$830$1,144***$1,188**$1,223
Walden$1,124$1,093$1,097$1,268
Warwick$1,166$1,200$1,089$1,134
Washingtonville$1,212$1,112*$1,015$1,088
Woodbury$1,413*$1,794$1,745
Putnam Towns
Carmel$1,475$1,512$1,465$1,344
Kent$1,504$1,499$1,556$1,582
Patterson$1,522$1,460*$1,371$1,497
Philipstown$1,282$1,602$1,644$1,609
Putnam Valley$1,417$1,714*$1,656$1,963
Southeast$1,534$1,509$1,427$1,698
Putnam Villages
Brewster$1,383$1,456$1,285$1,547
Cold Spring$1,233$923***$1,494$1,565
Nelsonville$1,399$1,850**$1,913$1,806
Sullivan Towns
Bethel$904$1,319$886$1,010*
Callicoon$805$894$944$750
Cochecton$929$978$998$870
Delaware$803$873$970$1,040*
Fallsburg$925$982$935$828
Forestburgh$1,113$1,168$1,219*N/A***
Fremont$854$696**$1,019*$850**
Highland$847$1,053$1,132$1,202
Liberty$823$879$892$871
Lumberland$846$1,340*$999***$1,113*
Mamakating$1,139$1,129$1,201$1,196
Neversink$1,083$1,088*$1,032$1,142*
Rockland$825$907$1,155*$888***
Thompson$875$949$992$956
Tusten$901$1,128*$702$740
Sullivan Villages
Bloomingburg$820$948*$981$1,040
Jeffersonville$727$824$887$1,000*
Liberty$745$822$870$845
Monticello$836$924$963$923
Woodridge$743$844*$805$982**
Wurtsboro$1,228$1,105$1,016*$1,086
Ulster Cities
Kingston$937$1,111$1,149$1,161
Ulster Towns
Denning$1,179$976$1,355$959*
Esopus$1,096$1,213$1,267$1,182
Gardiner$1,121$1,434$1,216$1,250*
Hardenburgh$1,017$1,175***$861***N/A***
Hurley$1,086$1,452*$1,304$1,341*
Kingston$997$1,523$1,417$1,295*
Lloyd$1,064$1,241$1,260$1,537
Marbletown$1,122$1,352$1,409$1,091***
Marlborough$1,056$1,252$1,087$1,228
New Paltz$1,017$1,348$1,306$1,385
Olive$978$1,007$1,071$829***
Plattekill$1,085$1,182$1,082$932*
Rochester$999$1,109$1,139$1,001
Rosendale$1,080$1,362$1,293$1,161
Saugerties$948$1,147$1,164$1,127
Shandaken$932$863$1,079*$1,068*
Shawangunk$1,153$1,268$1,045$1,281
Ulster$1,072$1,190$1,092$1,132
Wawarsing$966$1,154$912*$1,022
Woodstock$1,225$1,183$1,196$1,379*
Ulster Villages
Ellenville$893$1,114$865$1,122
New Paltz$1,043$1,459$1,303$1,405
Saugerties$903$1,072$1,039$974

Source: U.S. Census Bureau
Notes: Figures in 2021 dollars. Multiyear results are from rolling American Community Survey.
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