Housing
Homeownership Rate

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Homeownership Rate

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What does this measure?

The percentage of all occupied housing units (not vacant) that are owner-occupied (not rented).

Why is this important?

A home is often a family's greatest financial asset. Owning a home is a traditional part of the American dream and a typical entry point into the middle class. Homeownership is an important factor for neighborhood stability and civic participation.

How is the region performing?

In 2015-19, 70% of occupied housing units in the Mid-Hudson Valley were owner-occupied, equal to the state (excluding NYC) rate and above the national rate of 64%. Each county in the Mid-Hudson Valley had similar owner-occupied rates in 2015-19, except Putnam (82%), and have not varied more than 3 points from each other or the current rate, since 2000.

Homeownership rates were particularly low in some of the region's cities, such as Hudson (36%), Poughkeepsie (35%) and Newburgh (32%). Other municipalities with low homeownership rates included the villages of Fishkill (33%) and Kiryas Joel (28%). The highest rates of homeownership were in the towns of Hamptonburgh (98%), Lexington (97%), Taghkanic (94%), and New Baltimore, Jewett and La Grange (all at 93%).

Notes about the data

Multiyear figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate
20002010-142015-19
Region70%71%70%
Columbia County71%72%74%
Dutchess County69%69%69%
Greene County72%75%75%
Orange County67%70%67%
Putnam County82%83%82%
Sullivan County68%65%68%
Ulster County68%70%68%
NYS (excluding NYC)70%70%70%
U.S.66%64%64%
Columbia Cities
Hudson34%34%36%
Columbia Towns
Ancram79%75%80%
Austerlitz84%84%85%
Canaan83%82%88%
Chatham77%79%80%
Claverack74%72%79%
Clermont76%80%82%
Copake75%78%80%
Gallatin82%86%84%
Germantown73%72%85%
Ghent75%81%76%
Greenport67%69%62%
Hillsdale72%81%75%
Kinderhook77%80%78%
Livingston74%64%81%
New Lebanon74%78%74%
Stockport74%75%75%
Stuyvesant78%78%76%
Taghkanic85%84%94%
Columbia Villages
Chatham56%46%*55%*
Kinderhook79%83%87%
Philmont48%52%*48%*
Valatie59%60%66%
Dutchess Cities
Beacon56%51%57%
Poughkeepsie37%39%35%
Dutchess Towns
Amenia69%67%56%
Beekman86%92%87%
Clinton85%79%85%
Dover73%71%75%
East Fishkill90%93%91%
Fishkill65%65%66%
Hyde Park74%74%73%
La Grange90%92%93%
Milan79%81%83%
North East68%71%66%
Pawling75%75%75%
Pine Plains70%75%72%
Pleasant Valley73%72%67%
Poughkeepsie70%68%69%
Red Hook73%74%70%
Rhinebeck67%70%64%
Stanford72%70%84%
Union Vale89%78%81%
Wappinger66%68%67%
Washington63%61%67%
Dutchess Villages
Fishkill42%31%33%
Millbrook52%43%*51%
Millerton54%57%*54%*
Pawling51%57%60%
Red Hook62%54%52%
Rhinebeck59%59%52%
Tivoli44%48%*53%
Wappingers Falls40%33%*32%*
Greene Towns
Ashland77%88%89%*
Athens75%80%77%
Cairo73%71%74%
Catskill64%63%64%
Coxsackie69%74%72%
Durham81%87%78%
Greenville79%77%85%
Halcott80%84%*90%**
Hunter66%74%62%
Jewett79%86%93%
Lexington83%90%97%*
New Baltimore85%95%93%
Prattsville85%81%*83%*
Windham71%84%89%
Greene Villages
Athens66%66%65%
Catskill53%44%*56%*
Coxsackie60%62%64%
Hunter59%66%**64%**
Tannersville59%45%**60%**
Orange Cities
Middletown46%51%51%
Newburgh31%32%32%
Port Jervis45%50%48%
Orange Towns
Blooming Grove81%84%80%
Chester79%80%81%
Cornwall71%72%71%
Crawford77%84%76%
Deerpark81%78%82%
Goshen69%68%69%
Greenville88%93%87%
Hamptonburgh89%94%98%
Highlands40%38%43%
Minisink82%89%83%
Monroe66%64%77%
Montgomery72%71%70%
Mount Hope83%86%81%
New Windsor70%74%72%
Newburgh82%81%81%
Tuxedo74%77%81%
Wallkill61%68%62%
Warwick78%80%76%
Wawayanda85%80%75%
Woodbury83%86%85%
Orange Villages
Chester58%67%58%
Cornwall-on-Hudson74%72%67%
Florida80%76%76%
Goshen54%53%53%
Greenwood Lake69%77%81%
Harriman55%58%45%
Highland Falls49%41%52%
Kiryas Joel31%35%28%
Maybrook60%57%58%
Monroe83%83%75%
Montgomery71%67%60%
Otisville71%77%77%*
South Blooming Grove85%76%
Tuxedo Park80%89%*87%
Unionville74%90%*76%**
Walden63%66%66%
Warwick64%66%56%
Washingtonville74%80%73%
Woodbury88%88%
Putnam Towns
Carmel85%85%80%
Kent83%87%87%
Patterson80%80%83%
Philipstown78%78%83%
Putnam Valley88%90%87%
Southeast78%75%76%
Putnam Villages
Brewster25%20%*24%*
Cold Spring60%58%62%
Nelsonville73%67%*81%*
Sullivan Towns
Bethel80%69%78%
Callicoon79%72%80%
Cochecton83%84%77%
Delaware74%74%76%
Fallsburg59%55%59%
Forestburgh81%82%92%
Fremont78%82%88%
Highland83%71%81%
Liberty59%58%53%
Lumberland82%87%89%
Mamakating78%76%78%
Neversink81%81%80%
Rockland70%68%77%
Thompson53%48%54%
Tusten80%76%79%
Sullivan Villages
Bloomingburg56%33%**46%**
Jeffersonville67%65%**52%**
Liberty44%35%*41%*
Monticello28%24%*30%*
Woodridge44%29%**42%**
Wurtsboro68%59%*61%*
Ulster Cities
Kingston47%44%45%
Ulster Towns
Denning80%78%*84%*
Esopus73%74%75%
Gardiner76%77%77%
Hardenburgh68%73%*72%*
Hurley86%91%91%
Kingston88%91%83%
Lloyd65%69%66%
Marbletown79%84%87%
Marlborough68%66%72%
New Paltz54%54%56%
Olive80%80%84%
Plattekill70%70%77%
Rochester76%83%75%
Rosendale72%74%75%
Saugerties72%76%68%
Shandaken73%80%74%
Shawangunk79%81%78%
Ulster72%69%62%
Wawarsing62%68%63%
Woodstock76%80%73%
Ulster Villages
Ellenville40%57%48%*
New Paltz29%28%29%*
Saugerties47%50%50%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Owner-occupied Housing Units
20002010-142015-19
Region267,892288,175286,412
Columbia County17,49318,06718,403
Dutchess County68,62874,25274,540
Greene County13,17813,60512,796
Orange County76,94886,90785,584
Putnam County26,88428,24528,513
Sullivan County18,84518,85719,255
Ulster County45,91648,24247,321
NYS (excluding NYC)2,827,1142,918,1882,923,165
U.S.69,816,51374,787,46077,274,381
Columbia Cities
Hudson995967962
Columbia Towns
Ancram473476450
Austerlitz523537561
Canaan533513639
Chatham1,3521,3171,312
Claverack1,8361,8641,961
Clermont450546602
Copake9611,0541,015
Gallatin497639558
Germantown610606730
Ghent1,5101,6511,575
Greenport1,1871,2431,186
Hillsdale520542498
Kinderhook2,4472,5532,542
Livingston9888101,165
New Lebanon726825746
Stockport831858769
Stuyvesant664640671
Taghkanic390426461
Columbia Villages
Chatham412296*411*
Kinderhook431508531
Philmont277305*252*
Valatie341337377
Dutchess Cities
Beacon2,8812,7793,008
Poughkeepsie4,4194,6464,468
Dutchess Towns
Amenia1,1181,129896
Beekman3,2333,9833,731
Clinton1,2771,2341,299
Dover2,2242,2062,512
East Fishkill7,4048,8068,840
Fishkill4,4845,6325,712
Hyde Park5,4915,7855,594
La Grange4,5504,8855,074
Milan699762840
North East782858799
Pawling2,1042,2532,362
Pine Plains695741721
Pleasant Valley2,5172,7282,577
Poughkeepsie10,23910,27110,583
Red Hook2,6132,8072,661
Rhinebeck2,0252,2342,074
Stanford1,0099641,267
Union Vale1,2301,4491,391
Wappinger6,4336,9266,789
Washington1,2011,1741,342
Dutchess Villages
Fishkill404292332
Millbrook352312*370
Millerton204191*231*
Pawling471506532
Red Hook478453437
Rhinebeck815682658
Tivoli212223*238
Wappingers Falls792712*684*
Greene Towns
Ashland237307264*
Athens1,1931,1971,224
Cairo1,8731,9071,657
Catskill3,0762,8012,919
Coxsackie1,6671,7501,593
Durham849943713
Greenville1,0681,1041,063
Halcott7092*123**
Hunter714791709
Jewett318374397
Lexington308403314*
New Baltimore1,0811,1171,068
Prattsville213230*207*
Windham511589545
Greene Villages
Athens454397451
Catskill942653*796*
Coxsackie714614715
Hunter136154**141**
Tannersville133101**180**
Orange Cities
Middletown4,3285,0975,346
Newburgh2,8022,8063,162
Port Jervis1,6011,6991,782
Orange Towns
Blooming Grove4,7435,1674,831
Chester3,0523,3423,233
Cornwall3,2903,4163,251
Crawford2,0772,6452,445
Deerpark2,3662,4352,402
Goshen2,7983,1183,003
Greenville1,0881,4071,280
Hamptonburgh1,3101,5191,531
Highlands1,3021,1851,389
Minisink9701,2841,145
Monroe5,4796,5434,733
Montgomery5,2125,6915,728
Mount Hope1,3061,5211,387
New Windsor5,9066,8927,157
Newburgh8,0428,8149,022
Tuxedo9881,2071,131
Wallkill5,4266,7926,718
Warwick8,4999,3718,851
Wawayanda1,7911,8571,865
Woodbury2,5723,0993,009
Orange Villages
Chester8221,116917
Cornwall-on-Hudson873847691
Florida767810789
Goshen1,1241,0921,070
Greenwood Lake9138961,002
Harriman506614475
Highland Falls785705836
Kiryas Joel6891,3221,172
Maybrook631644784
Monroe2,1382,2301,924
Montgomery928957975
Otisville263331297*
South Blooming Grove968830
Tuxedo Park234197*193
Unionville146207*152**
Walden1,3871,6191,465
Warwick1,6001,8901,692
Washingtonville1,4281,6841,567
Woodbury2,9562,938
Putnam Towns
Carmel9,1749,6109,717
Kent4,0343,9964,226
Patterson2,8233,0843,094
Philipstown2,8042,8742,937
Putnam Valley3,2193,7853,599
Southeast4,8304,8964,940
Putnam Villages
Brewster208176*193*
Cold Spring550519516
Nelsonville161169*182*
Sullivan Towns
Bethel1,3021,2021,307
Callicoon9668781,055
Cochecton459498458
Delaware707793782
Fallsburg2,2322,0892,563
Forestburgh264303445
Fremont440505489
Highland785756758
Liberty2,1972,0631,837
Lumberland644858760
Mamakating3,2393,4173,209
Neversink1,0881,1931,033
Rockland1,0971,0481,159
Thompson2,9612,7872,909
Tusten464467491
Sullivan Villages
Bloomingburg7554**66**
Jeffersonville10890**75**
Liberty749549*664*
Monticello727665*732*
Woodridge15689**134**
Wurtsboro327300*295*
Ulster Cities
Kingston4,6614,3724,128
Ulster Towns
Denning172189*158*
Esopus2,5122,4432,578
Gardiner1,5261,6351,711
Hardenburgh6769*81*
Hurley2,3292,4232,393
Kingston313396378
Lloyd2,3622,8652,687
Marbletown1,8882,0651,934
Marlborough2,0652,2302,489
New Paltz2,4222,4012,536
Olive1,4921,7261,548
Plattekill2,5672,7823,095
Rochester2,0512,2632,231
Rosendale1,8711,8091,706
Saugerties5,3735,6755,558
Shandaken1,0591,2011,103
Shawangunk2,6963,0222,979
Ulster3,5163,3193,227
Wawarsing2,7362,9572,813
Woodstock2,2382,4001,988
Ulster Villages
Ellenville627849760*
New Paltz545563576*
Saugerties784847900

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




INDICATORS TREND | STATE
Children Living in Poverty Increasing
Children Living in Poverty, by Race/Ethnicity Not Applicable
Single-Parent Families Increasing
Single-Parent Families, by Race/Ethnicity Not Applicable
Rate of Child Abuse and Neglect Increasing
Rate of Foster Care Admissions Maintaining
Teen Pregnancy Decreasing
Live Births to Teen Mothers Decreasing
Juvenile Delinquency Intakes Decreasing
Bullying at School Decreasing
Average Charitable Giving Increasing
Voter Registration Rate Increasing
Voter Participation Rate Decreasing
Total Population Increasing
Population by Age Not Applicable
Population by Race/Ethnicity Not Applicable
Household Types Not Applicable
Change in Total Jobs Increasing
Foreign-Born Population Increasing
Employment by Sector Not Applicable
Spending for County Government Increasing
Tourism Revenue Increasing
Preschoolers Receiving Special Education Services Increasing
Prekindergarten Participation Increasing
Students Receiving Special Education Services Increasing
Per-Student Spending Increasing
Student Performance on Grade 4 English, by Student Group Not Applicable
Student Performance on Grade 4 English, by Race/Ethnicity Not Applicable
Student Performance on Grade 4 Math, by Student Group Not Applicable
Student Performance on Grade 4 Math, by Race/Ethnicity Not Applicable
High School Cohort Graduation Rate Increasing
High School Cohort Dropout Rate Decreasing
High School GED Rate Maintaining
Plans of High School Graduates Not Applicable
Education Levels of Adults Not Applicable
Education Levels of Adults, by Race/Ethnicity Not Applicable
Median Household Income Decreasing
Median Household Income, by Race/Ethnicity Not Applicable
People Living in Poverty Increasing
People Living in Poverty, by Race/Ethnicity Not Applicable
Seniors Living in Poverty Maintaining
Children Receiving Subsidized Child Care Maintaining
Veterans Living in Poverty Decreasing
Economically Disadvantaged Students Increasing
Earned Income Tax Credit Participation Decreasing
Living Wage Rate by Household Type Not Applicable
Income in Relation to Poverty Level Not Applicable
People Without Health Insurance Decreasing
Early Prenatal Care, by Mother's Race/Ethnicity Not Applicable
Domestic Violence Decreasing
Deaths from Drug Overdoses Increasing
Babies with Low Birth Weights Maintaining
People Living wth HIV Decreasing
Mental Health Clinic Visits Decreasing
Homeownership Rates Maintaining
Homeless Persons Maintaining
Housing Affordability for Homeowners Maintaining
Housing Affordability for Renters Not Applicable
Violent Crimes Decreasing


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